Overwhelmed by Debt?
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Located in Center City Philadelphia and the Lehigh Valley.
Start Fresh Today!
The Law Offices of Jose C. Campos, Esq. can stop debt collection and foreclosure with Chapter 7 and Chapter 13 personal bankruptcy. Our bankruptcy attorneys are exclusively dedicated to helping our clients navigate this complex and intimidating process. We offer complete, comprehensive solutions and expert advice to our clients who come to us in financial distress.
When you hire us, you’ll always be represented by an experienced lawyer who will guide you through the entire bankruptcy process, from the initial consultation through the discharge of your debts. We understand your problems and can help you find the right solution for you and your family. Your bankruptcy lawyer will be available for you whenever you need him, from the time you retain us until the court closes your case and your debts have been wiped out.
Bankruptcy Basics
Bankruptcy is designed to give you a fresh start. It provides relief to hundreds of thousands of debtors each year in difficult financial circumstances. If your debts are overwhelming, then Bankruptcy may be an option for you.
For many consumers, Bankruptcy can be broken down into two types: Chapter 7 and Chapter 13.
Liquidation
Chapter 7 Bankruptcy is sometimes called liquidation. It is called liquidation because the bankruptcy trustee can take and sell some of your property to repay some of your debt. However, you may keep property that is protected under state and federal law.
Reorganization
There are several types of reorganization bankruptcies, but Chapter 13 is the most common type for consumers. In Chapter 13, you keep all of your property, but must make monthly payments over three to five years to repay all or some of your debt.
Both Chapter 7 and Chapter 13 bankruptcy have many rules and exceptions regarding which debts are covered, who can file, and what property you can and cannot keep.
We are a debt relief agency. We help people file for relief under the Bankruptcy Code.
Disclaimer
The materials and information on this web site are made available by The Law Offices of Jose C. Campos, Esq. for informational purposes only and should not be considered legal advice. The transmission and receipt of information on the web site do not form or constitute an attorney-client relationship. Persons receiving the information on this web site should not act upon the information provided without seeking profession legal counsel. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.